Each year, there are about 4,000 car accidents in Kent County, of which, over 1,000 result in personal injuries, such as neck or back injuries, head injuries and broken bones. In addition, there are about 30 auto accident deaths in the county. Get more info about car accidents in Kent County, DE in 2016.
When serious accidents occur due to the fault of another driver, injured residents of Dover, DE may need to make a variety of insurance and legal claims to ensure full compensation. This article discusses the most important claims after a Dover, DE car accident.
Contact our Dover, Delaware car accident law firm for a FREE CONSULTATION.
PIP (Personal Injury Protection) Claims for Medical Bills, Lost Wages, Etc.
Under Delaware car insurance law, a Delaware driver who sustains injury in an auto accident can make a PIP claim for medical bills, lost wages and other financial expenses like household help. PIP benefits in Delaware are available regardless of fault. This means that a Dover, DE resident who is insured under a Delaware car insurance policy can make a PIP claim for benefits, even if they were responsible for causing a car accident. The PIP claim would be made under the resident’s own car insurance policy.
Similarly, a driver (or passenger) who is injured due to the fault of another driver can make a PIP claim for benefits. Typically, PIP claims are made under the policy covering the car involved in the accident. For example, a driver (A) and passenger (B) are in a car owned and insured by a friend (C). A and B are injured in a car accident caused by another driver (D). Even though A, the driver, and the B, the passenger, have their own car insurance policies, they would make a PIP claim under their friend, C’s, car insurance policy. Learn more about PIP claim eligibility in Delaware.
PIP law in Delaware is complex, and claims will depend on the type of accident and whether the cars involved were registered/insured in Delaware or out of state. Visit our DE PIP law page for more info.
File a Kent County, DE Car Accident Lawsuit Against the At-Fault Party
Individuals injured in car accidents in Dover, DE can file car accident lawsuits to recover for their financial losses and pain and suffering. Prior to filing a lawsuit, an individual injured in a Dover, DE car accident may open a bodily injury liability claim with the at-fault driver’s car insurance company. Although this type of insurance claim can lead to resolution prior to filing a lawsuit, the reality is that a lawsuit is often necessary. Car insurance companies typically low ball offers to settle until the case has been litigated sufficiently.
The financial loss claims cover any medical bills and lost wages not covered by PIP, as well as any out of pocket expenses. Pain and suffering claims apply to any physical pain, emotional or mental pain caused by an accident and resulting injuries.
Dover, DE Car Accident Law Firm
The car accident lawyers at Knepper & Stratton have over 3 decades of experience handling Dover car accident lawsuits including truck accidents and pedestrian accidents. Contact us or call for a free consultation. (302)736-5500
*Disclaimer: This website page does not provide any legal advice or create any attorney-client relationship. Every case is unique and you should not take any action or make decisions in your case without speaking to a qualified car and truck accident lawyer in Delaware. Any discussion of results is no guarantee of the same or similar results in current or future cases.
*Use of the contact form on this website or emailing one of our lawyers does not create any attorney-client relationship. In addition, confidential information should not be sent through the contact form.